Just Askin'??????

I try to keep my Blog on the stuff of life and its experiences. I try not to venture politically (anymore) But I am going to venture into the world of Affordable Healthcare. I do believe that ever American should have healthcare, but I am wondering about what we are being given will actually solve the problem that we have been sold on.

In order to keep clear of a weighted opinion, I just have a few questions, that I don’t believe have been answered. If they have, please direct me to a source, Did I say the media is lazy?

When the ACA was on its first legs of being sold to the public, the number of 40 million Americans did not have health insurance was liberally thrown around.. At the moment Obama has shouted out success at 7.1 million sign ups and another 3 million in expanded medicare. That’s 10.1 million of the 40 million. Thats 25%. Does this meet the objective? How? Will all of the sign ups actually pay their first premium when the bill comes.

2. Of that 7.1 million how many are those who lost their insurance due to the rules of coverage are among these 7.1 million?

3. When they say they are saving money on annual premiums or a low cost premiums, are the buyers aware of co-pay and deductibles linked to the insurance? Poor people have cash flow problems and full pay is a problem.

4. The ACA will subsidize those who are of too low an income. How will that subsidy be reimbursed to the newly insured. I have heard the IRS is in charge.  Will this subsidy be paid directly monthly or will it be handled as an amount credited to them at the end of the tax year? Thats a cash flow problem for the person.

5. What about the fines for those who don't have insurance. Again the IRS is in charge. Most of the uninsured don't have money to afford insurance let alone paying a fine. The chances of fines being implemented are minimal. The only thing this subsidy-fine situation will create is a bigger bureaucracy at the IRS.

6. Of the people who signed up how many are in the critical age group of 18-35? The capturing of these uninsured is critical to the actuarially feasibility of the insurance..

7. What is being done to rein in the cost of healthcare itself? Why are our pharmaceutical costs the highest in the world? The border is sixteen miles from where I live and the drugs are less expensive for the same thing. 

8. Does ACA primarily benefit the ordinary American or the insurance companies?

9. Most congressman didn't even read or understand the act. And then of course excluded themselves.

Medicare does work, even though it is going bankrupt. That can be fixed by better priorities in congress. We bailed out the financial and auto companies to the tune of at least $700 B. Perhaps, if we ended the wars that have cost so much and accomplished nothing, except Trillion or so dollars.

10. Who wrote this complicated Bill anyway? They know what's in it and the whys and where fors of the details. Did the insurance Lobbyist actually write it? Who are these people?

There, I’ve ask. Do we have some answers somewhere out there.

Have a nice day!

Samuel C. Arnold